CalPATH Home Loan

CalPATH LogoWhat is CalPATH Home Loan?

The CalPATH Home Loan Program is available exclusively to Mountain West Financial clients.

With no additional qualifying, benefits of a CalPATH home loan include:

  • Competitive Rates
  • Purchase or Refinance
  • Reduced Lender Fees
  • FHA or Conventional loan options available
  • Available for high balance loans
  • 15, 20, 25 or 30 year terms available
  • Can be used with other downpayment assistance programs
  • No additional qualifying – follows FHA & Conventional standard guidelines
  • One free float down – during the first 30 days (or before the Closing Disclosure is issued, whichever is sooner) after the rate is locked, if rates become lower you can “float down” to that new lower rate
  • Not limited to first time homebuyers

To be eligible for CalPATH, you must be a member or employee of one of the following:

  • California:
    • California State Teachers Retirement System (CalSTRS)
    • California Public Employees Retirement System (CalPERS)
    • Legislators Retirement System (LRS)
    • Judges Retirement System (JRS)
    • Or an Employee of a California Public Agency